CitySavings awarded for its customer-centric initiatives

City Savings Bank (CitySavings), the thrift bank subsidiary of Aboitiz-led Union Bank of the Philippines, (UnionBank) caps the year with recognition from the International Finance Awards.  The Bank was named as the Most Customer-Centric Savings Bank in the Philippines for 2023.  International Finance, a London-based publication, noted that “CitySavings bagged this prestigious award for its various customer-centric initiatives along with its excellent services and innovative products.”

One of the bank’s major initiatives this year is its mobile app that provides public school teachers a fast, and secure way to check their savings and loan account balances, as well as apply for a reloan online. Clients can also pay their bills and soon, can receive and transfer funds, and use other customer-friendly features.

Its chatbot, Talk to Maria, offers a convenient 24/7 inquiry service and a seamless new loan application process. In collaboration with its parent company UnionBank, CitySavings has also rolled out its Bank-on-Wheels to make its services more accessible.

Unlock your dream tablet with Home Credit’s 0% interest holiday promo

Seize the perfect moment now to upgrade your device this festive season! 

As the holiday season draws near, we start considering the best way to reward ourselves, especially after a year of hard work. With gadgets like tablets seamlessly integrated into our daily work and entertainment, there is no better reward than upgrading these essential companions, recognizing that their performance significantly impacts our productivity and connectivity. 

For those seeking options to elevate their old tablet to meet the demands of modern life, or those who are interested in buying one for the same reason, Home Credit has you covered. To add extra joy to your festive season, the leading consumer finance company offers a diverse range of the latest tablet models you can get your hands on, available in various installment options with 0% interest rate. 

From sleek designs, powerful performance, and vibrant displays to versatile functionalities, discover these top tablets that can help you achieve your goals in style and functionality. 

5 Reasons Holiday Gift Shopping Just Got Better with the New GCash Card powered by Visa

Gear up for the holiday season and pay with your GCash Card to enjoy discounts and deals

The holiday season is fast approaching, and we can all look forward to a truly merry shopping experience filled with amazing deals from GCash and Visa. 

Amidst the season’s hustle and bustle, security and convenience in payments remains a top priority for shoppers seeking a seamless and efficient promise. GCash is here to make your shopping spree this Christmas more enjoyable as it has partnered with top brands in retail, e-commerce, and travel, providing exclusive promos and discounts when you pay with the all new GCash Card. 

With the GCash card, your holiday gift shopping is just about to get even better as you experience the ultimate convenience and stand a chance to win fantastic prizes! Don’t miss out on these deals: 

Season's Greetings from Singlife Philippines!

This festive season, Singlife Philippines is thrilled to offer Filipinos the ultimate Christmas gift: The Gift of Financial Wellness.

"In the Philippines, Christmas is a celebration that touches our hearts deeply. Gift- giving here transcends mere tradition—it's a heartfelt expression of gratitude towards our families, friends, employees, and clients. This year, Singlife is revolutionizing this tradition with a gift like no other: the promise of financial wellness. It's more than just a present; it's a commitment to nurturing and protecting your financial future—a gift that continues to give, long into the future," said Sherie Ng, Co-founder & Executive Director, Singlife Philippines.

Enjoy Effortless Gifting and Exciting Rewards with PalawanPay’s Peragalo Promo

Christmas holds a special place in every Filipino household, making it the most anticipated holiday of the year. As soon as the Ber months roll in, the air is filled with the cheerful melodies of Christmas songs, and vibrant decorations adorn homes and streets alike. One of the most cherished traditions is gift giving or “pamasko”. This much-awaited tradition involves parents, aunts, uncles, grandparents, and especially godparents delighting children or godchildren with carefully wrapped gifts or money tucked inside red envelopes, all placed beneath beautifully adorned Christmas trees.

Sterling Bank of Asia Receives BNY Mellon Straight-through Processing Award 2022

L-R: Luisito Mayor, SBA Operations Group Head & Senior Vice President; Felisa Alcala, SBA Business Support Services Head & Vice President; Cecilio San Pedro, SBA President & CEO; Jun Cristobal, BNY Mellon Senior Vice President, Global Client Support, Treasury Services, Client Implementation and Philippines Market Manager; Cedric Chong, BNY Mellon Relationship Manager, Treasury Services; and Christopher Rocero, SBA Trade  Services and Remittance Head

Sterling Bank of Asia (SBA) has once again received the Straight-Through Processing (STP) Award from The Bank tof New York Mellon for its exceptional payment formatting performance in 2022. The award has been consistently granted to the bank for five consecutive years. It is a recognition of SBA's commitment to excellence, and its ability to execute payment formatting performance for MT103/MT202 payments with accuracy and speed in financial operations. 

Experience Easy with GCash for Business: Beyond Payments, Customer-Centric Solutions for Philippine Enterprises

The numbers are in and it’s undeniable – customer experience is everything. Studies reveal the irreplaceable value of good customer experience to the success and growth of any company in any industry.

A study from PwC revealed that customers are willing to pay up to a 16% price premium for top-flight service, while 32% of all customers are willing to walk away even from a brand they love after only one bad experience. Customer loyalty also grants businesses much more flexibility based on a study from the Temkin Group. Loyal customers are five times as likely to repurchase a product and forgive a mistake, seven times as likely to try new products, and four times as likely to refer the brand or company to others.

Best laptop deals for your loved ones this Yuletide season

Shop now to get the chance to avail of the 0% interest with Home Credit 

The holiday season is not just about parols and endless gatherings, it's also the perfect time to give something special to yourself and loved ones. And one of the many things you can wrap and place under the Christmas tree is a shiny new laptop! 

Thanks to Home Credit, the country’s leading consumer finance company, you can cop best-selling laptops with its incredible 0% interest offer on various installment options for up to 18 months. Surely, you can make your holiday dreams come true without breaking the bank through a laptop loan! 

The EastWest Singapore Airlines KrisFlyer Mastercard promises a swift route to your dream destinations.

Fly, Earn, Repeat with bonus miles from EastWest Singapore Airlines KrisFlyer Mastercard

Dreaming of swimming in the sea, climbing majestic peaks, or indulging in retail therapy? Here’s a fast track to those experiences and more!

A new horizon in travel rewards awaits as EastWest and Singapore Airlines      introduce a premier bonus miles promotion exclusively for EastWest Singapore Airlines KrisFlyer Mastercard cardholders to earn KrisFlyer miles and turn their travel dreams into reality.    

The EastWest Singapore Airlines KrisFlyer Mastercard promises a swift route to your dream destinations. For a limited time, cardholders can earn up to 8,000 bonus KrisFlyer miles with a single purchase spend of at least Php 30,000 on a Singapore Airlines flight booking.    

Joshua Garcia stars in GCash’s latest Christmas-themed MV

National heartthrob Joshua Garcia joins forces with P-Pop sensations Pablo, Josh, Justin, Stell and Ken in their latest music video that’s all about the joy of giving.

Partnering with financial super app GCash, the group, endearingly called ‘Mahalima’ by their fans, recently released their official Christmas jingle that’s sure to be everyone’s LSS for the season. Adapted from the favorite carol of a similar name, “We Wish You a Merry GCash” puts a modern spin on the traditional act of “pamamasko” or “aguinaldo.” The song celebrates a bigger, better Christmas where Filipinos all over the country are able to express joy and gratitude for family and friends because everyone deserves a truly Merry Christmas.

Tonik delivers differentiated CX and EX digital-first services to unbanked Filipinos using Genesys Cloud CX

Pioneers next-generation financial solutions leveraging cloud and automation tools 

Tonik’s operations engine – where the magic happens.

Tonik, the first neobank in the Philippines, has partnered with Genesys®, a global cloud leader in AI-powered experience orchestration, to provide Filipinos with digital-only, flexible, and next-generation financial solutions at their fingertips.

With consumer interest in new and alternative banking services on the uptick, Tonik is leveraging Cloud CX® to offer hassle-free, innovative, and exceptional banking experiences for its customers and pioneering the next-generation financial platform.  Tonik is the first neobank in the country to secure a digital bank license from the Bangko Sentral ng Pilipinas. The bank endeavors to reach more Filipinos, especially the unbanked, by offering personalized digital banking services and easy access to financial products.

Jingle all the way to savings, cop the latest iPhone 15 with Home Credit’s 0% deal

Enjoy 6-,9-, 12-month installment options with 0% interest now when you avail of this amazing device this holiday season 

It’s the season to be techy, fa-la-la-la-la! Get ready to add some jolly to your holiday with iPhone 15. And yes, it's not just another smartphone; it's your passport to a world of digital fun and entertainment. From dazzling specs to a generous serving of storage options, the iPhone 15 is a delightful gift for yourself or your loved ones this holiday season. 

What's more, you can now enjoy a special 0% interest offer and flexible installment payment on this amazing device when you purchase one in Power Mac Center and The Loop stores. Thanks to Home Credit, the country’s leading consumer finance company, you can make your holiday a Christmas tech-tacular one when you get your hands on this latest gadget with an iPhone loan! 

Philippines Champions Global and Local Public-Private Partnerships to Strengthen Fintech Ecosystem at the Singapore Fintech Festival 2023

UnionBank and UnionDigital booth at SFF 2023

President Ferdinand Marcos Jr. underscored strategic collaboration with diverse domestic and international stakeholders to position the Philippines as a hub for digital innovation and entrepreneurship. This was highlighted during his keynote address at the Singapore Fintech Festival (SFF) 2023, the world’s largest fintech event, where he made history as the first statesman to deliver a holographic speech at the said festival.

He emphasized that both local and global public-private partnerships (PPPs) play a vital role in enabling the Philippines to adopt new technologies that would strengthen the country's fintech ecosystem. The implementation of innovative solutions, coupled with enhanced financial education and inclusion initiatives, will effectively meet the needs of underserved communities in the country. This, in turn, serves as a tangible demonstration of the Philippines’ potential to contribute solutions to regional and global challenges.

Unwrap the Gift of Connection: Find Your Ideal Smartphone for Christmas!

Get yours today and enjoy a 0% interest offer with Home Credit 

With the holidays just around the corner, it's the perfect time to treat yourself or your loved ones with a new smartphone. As you prepare for the festivities and the joy of giving and receiving, consider the gift of modern technology. A new smartphone can open a world of possibilities, from staying connected with loved ones to capturing cherished memories, and more! 

If you’re looking to upgrade to a new smartphone, ensure that its specifications fit your lifestyle. Home Credit, the Filipinos lifestyle partner, lists some of the best-selling smartphones you can choose from this holiday season.  

Each of these smartphones has unique features, making it the perfect present this holiday season. 

EastWest announces the Magenta Race 2023 in support of Breast Cancer Awareness Month and Kasuso Foundation

EastWest, as part of its corporate social responsibility program, is thrilled to announce the return of the Magenta Race, timed perfectly to coincide with Breast Cancer Awareness Month. The event is in partnership with the Kasuso Foundation, following up last year's initiative that showcased the caring side of EastWestbankers nationwide.

The Magenta Race is designed not only as a tribute to breast cancer warriors and survivors but also as a proactive step to spread awareness, promote early detection, and unite in solidarity against this pervasive disease. As with the previous year, the race will be a delightful mix of walk/run and bike categories, allowing participants of all fitness levels to partake, celebrate life, and contribute to a noble cause.

"We believe in making a difference beyond banking. Supporting initiatives that uplift the community is deeply embedded in our values. We are proud to bring back the Magenta Race, especially after the accolade we received from Digital Banker for our outstanding CSR efforts," remarked EastWest Vice President and Head of Corporate Communications Ms. CJ Roque.

Exploring Manila: The Best Activities Near The Suites at Torre Lorenzo Malate

The Suites at Torre Lorenzo Malate is not only an internationally managed serviced residence but also the perfect destination for all types of travelers seeking an unforgettable getaway experience in Manila. From family-friendly attractions to captivating historical sites and culinary delights, the property’s close proximity to countless leisure locations offers something convenient for everyone. Get ready to explore the best of Manila with these top recommendations:

Immerse Yourself in Manila’s Rich Heritage

History buffs staying at The Suites at Torre Lorenzo Malate can delve into the fascinating past of Manila by visiting renowned historical sites and museums. Step into the National Museum of Natural History and embark on a journey through the country's rich biodiversity. Marvel at the impressive displays of flora and fauna, learn about the geological wonders and gain a deeper understanding of the natural treasures of the Philippines.

UBX pioneers AI use to reshape the future of financial services

Leading the way: UBX welcomes PH’s leading two AI experts to drive financial inclusion

UBX, the leading open finance platform in the Philippines, is taking a significant leap into the world of Artificial Intelligence (AI) to reshape the future of finance, employing the leading two AI experts in the Philippines.

With the addition of Jose Alfonso "Pancho" Reyna as Director of Engineering, Data and AI and Mario Domingo as Global Chief Technology Officer (GCTO), UBX is uniquely positioned to leverage AI and new technologies to accelerate its financial and social inclusion goals further.

A decade of financial opportunities for the Filipinos

Five innovative ways Home Credit became and remains the country’s number one financial ally  

Home Credit Philippines (HCPH), one of the Philippines’ leading consumer finance company, has recently celebrated its 10th anniversary of delivering Isang Dekadang Saya to the Filipinos. Launched in 2013, the country’s trusted financial ally has now served over 10 million customers to date, and has provided Filipinos with fast and convenient credit and financial access to over 21M loans nationwide.  

Home Credit Philippines (HCPH), one of the Philippines’ leading consumer finance companies, is celebrating its 10th anniversary of delivering Isang Dekadang Saya to the Filipinos. Launched in 2013, the country’s trusted financial ally has now served over 10 million customers and has stood as a lifestyle partner of the Filipinos through a continuous journey of innovation and financial opportunities.  

5 Spooky Money Myths Busted with the help of Maya!

This Halloween season, Maya, the #1 digital bank in the Philippines, is ready to unmask your financial fears! We're about to bust some common money myths that have been haunting your money moves. With Maya, you can wave goodbye to these misconceptions and master your money effortlessly. 

Myth #1: “Opening an online bank account is tricky and not safe.” 

Many believe that online bank account opening is complicated and poses security risks. However, with Maya, it's as easy as a few clicks. You can open a savings account without any minimum balance requirement, needing only one valid ID. Maya is not only user-friendly but also safe and secure as it’s regulated by the Bangko Sentral ng Pilipinas and deposits are covered by the PDIC up to P500,000, providing peace of mind for your online banking journey.

Holiday Shopping Made Easy!

The holiday season is a joyful time, but it can also be filled with stress, especially when thinking of gift ideas for your loved ones and doing your holiday shopping. The pressure to find the perfect gifts, navigate crowded stores, and manage your budget can turn the season into a headache.  

With some planning, you can enjoy a stress-free holiday shopping experience, discover exciting gift ideas, and even consider convenient payment options to make the most of your budget. These five Wais Tips shared by Home Credit, the country’s leading consumer finance company, can help you breeze through the process of buying presents and avoid the hassle of the holiday rush! 

CitySavings celebrates 100B loan portfolio, continues to elevate lives through financial inclusion

City Savings Bank, Inc. (CitySavings), the thrift arm subsidiary of Aboitiz-led UnionBank of the Philippines (UnionBank) has been serving people of moderate means since 1965.

From a single-product bank focused on teachers’ loans, of which CitySavings is the market leader, it has transformed into a financial institution that offers a wide range of financial products tailored to the mass market segment including motorcycle lending and other salary loan segments. The Bank continues to trailblaze in the thrift banking sector as it celebrates its achievement of a 100 billion loan portfolio owing this milestone to its clients.

“We care deeply for our clients and continuously strive to deliver superior customer experience even during the pandemic. They are the reason for our success and for that, we are immensely grateful to them. With our basic philosophy of ‘Simple is Good’, we will continue to fulfill our purpose of elevating communities through financial inclusion”, shared CitySavings Chief Executive Officer Lorenzo T. Ocampo.

As of August 2023, the thrift bank hit a net income after tax (NIAT) of Php 2.1 billion, generated 72 billion in loan releases, and achieved Return on Equity (ROE) of 16.2%. The thrift bank’s loan portfolio level soared with a 35% year-over-year (YOY) increase at Php 97.5 billion end of month (EOM) and a 31% YOY increase in interest income.

The Bank’s growth and innovation drive has earned recognition in recent years as the 2019 Fastest Growing Savings Bank in the Philippines by the Global Business Outlook, 2020 Best Employer Brand by Employer Branding Institute - India, and the 2021 Philippines Technology Excellence Awardee for its chatbot Talk to Maria at the Asian Technology Excellence Awards.

These accolades were followed by CitySavings being named again as the 2022 Fastest Growing Savings Bank by the International Business Magazine, 2022 Most Innovative Savings Bank, and 2023 Most Customer-Centric Savings Bank by International Finance. The Philippine Daily Inquirer and international market research firm Statista recognized the Bank in its 2023 Philippines Growth Champions list of the top 25 companies that have achieved the highest revenue percentage growth between 2018 and 2021.

Its strategy of offering simple and straightforward banking coupled with warm and helpful service and relevant products has worked favorably for CitySavings. 

The Bank remains steadfast in its commitment to creating innovative solutions to deliver the best customer experience through its digital channels. The Loan Ranger Mobile (LRM) App allows teacher-clients to view their account balances in real-time and apply for a reloan anytime, anywhere. While CitySavings’ chatbot, Talk to Maria offers a convenient 24/7 inquiry service and a seamless new loan application process. Through its parent, UnionBank, CitySavings also rolled out Bank-on-Wheels to make banking services more accessible.

“Our journey through the years has brought many opportunities and challenges but we have managed to do well. In 2022, the Bank delivered above-target financial performance which we, at the CitySavings team, are immensely proud of. This milestone of achieving a 100 billion loan portfolio is a solid testament that we are on our way to becoming the leading mass market bank in the Philippines” CitySavings President Manuel Santiago, Jr. said.

Y Combinator-backed stock trading platform Cera rolls out in the Philippines

Cera's platform makes the US stock market accessible as it allows investing as little as $2

Cera, a US stock trading platform backed by Y Combinator, in partnership with Fireblocks, announced its  Beta launch, allowing Filipinos and anyone anywhere in the world to invest in US stocks using stablecoins.

Cera enables users to invest in US stocks using stablecoins such as USD Coin, Tether (USDT), and Binance USD. Each of these coins is pegged to a value of $1, ensuring stability and eliminating the hassle of complex account setups and international transactions.

Bayad and RCBC, renews partnership, enabling seamless digital financial solutions

CHAMPINONG DIGITAL FINANCIAL INCLUSION: Executives of Bayad and RCBC on their partnership signing. Seen in the photo (from L-R) are Bayad Financial Institutions Account Manager Lulu Dela Cruz, Bayad President and CEO Lawrence Y. Ferrer, RCBC DiskarTech Executive Vice President & Chief Innovation and Inclusion Officer Lito Villanueva, and RCBC Vice President & Head of Usage and Strategic Businesses Michael Christopher Cruz.

The pioneer brand in the outsourced payment collection system in the Philippines, CIS Bayad Center, Inc. (Bayad) has renewed its partnership with Rizal Commercial Banking Corporation (RCBC), enabling inclusive financial services through RCBC Diskartech and RCBC ATM Go.

UnionBank Cardholders Get Pre-Sale Access for Miss Saigon Tickets

Manila, the Heat is On!

The new staging of one of the most iconic musicals of all time takes the stage in the Philippines, and Union Bank of the Philippines (UnionBank) is once again giving its cardholders a chance to score tickets before everyone! 

GMG Productions in association with GWB Entertainment, has announced that Sir Cameron Mackintosh’s globally acclaimed new production of Boublil & Schönberg’s Miss Saigon is coming to Manila for the first time this March 2024. Dedicated to bringing top-tier musical entertainment to Manila, GMG Productions has once again partnered with UnionBank to fan the flames of theatrical passion and give its customers exclusive access as the official presenting sponsor and pre-sale partner of Miss Saigon Philippines

From Nanny to Family: The Extraordinary Journey of Luis Manzano and Yaya Cindy

In an era where finding a reliable, dedicated, and responsible kasambahay has become an increasingly complex task, we are reminded of the invaluable role they play in our lives. They are the quiet yet powerful force that enables us to navigate our busy routines and create cherished moments with our loved ones.

Among those who deeply understand the significance of this relationship is Luis Manzano, a multi-talented host, actor, and a prominent figure in the Philippine entertainment industry. Widely celebrated for his charismatic presence and kind-hearted nature, Luis' genuine compassion extends beyond the screen. This compassion is prominently showcased in his role as the host of a popular game show, where he extends a helping hand to contestants and provides support to those who may be facing challenges. This profound understanding of care and support is not limited to the world of showbiz for Luis, it's a value he holds dear in his personal life, exemplified by his enduring bond with his dedicated long-time nanny, Yaya Cindy. She has been an integral part of Luis' life for 27 years, providing unwavering care and support since he was just 15 years old. Her duties range from preparing his clothes to cooking his meals and favorite food as well as to attending to his other needs, a testament to how much a kasambahay can help make an individual's life easier and smoother.

Dynamic Duo Kathryn and Min Bernardo Join AIA Philippines family as their latest Brand Ambassadors

The country’s premier life insurance company, AIA Philippines (formerly AIA Philam Life), recently announced that beloved young actress Kathryn Bernardo and her mother, Min, are now part of the company’s roster of ambassadors.

Kathryn and Min Bernardo were officially introduced to the public through a reveal in the company’s social media assets, giving AIA followers a first peek into Kathryn and Min’s very special vlog. 

The mother and daughter duo gave viewers a glimpse of their personal lives, which have not been previously shared publicly. They stopped by a local ube halaya vendor which made Min reminisce her pregnancy with Kathryn. “Not sure kung alam ninyo ito—kaya ganyan yung skin ni Kath ay dahil pinaglihi ko sya sa ube!” revealed Min. Min also shared their regular after school trips to the bookstore, where Kathryn asked her Mama to buy little trinkets, which she indulged as gift giving is one of her love languages. 

PHINMA Properties emerges as best boutique developer, bags awards for outstanding design and housing developments

PHINMA Properties was recently recognized for its outstanding achievements and commitment to housing development excellence at two prestigious awarding ceremonies, The Outlook 2023 Philippine Real Estate Awards by Lamudi.com.ph and the 11th Philippines Property Awards by Property Guru.

Representing PHINMA Properties at The Outlook 2023 Real Estate Awards were (from left to right): Likha Residences Broker Relations Manager Kates L. Bollina; Likha Sales & Marketing Head Alice Dela Peña; Marketing Officer Teejay R. Arcena; Project Development Manager Jay A. Eusebio; Chief Business Development Officer Francis Z. Villegas; Junior Marketing Manager Madeleine A. Magbanua; and Maayo Project Development Head Terence M. Reyes.

A Game-Changer in Quezon City’s Hospitality Landscape: The Ascott Limited Unveils Citadines Roces Quezon City

The Ascott Limited (Ascott) is thrilled to announce the upcoming opening of its latest serviced residence, Citadines Roces Quezon City, located in the vibrant Quezon City. With its prime location in Don A. Roces Avenue Diliman, Citadines Roces promises to be a premier destination for both business and leisure travelers seeking a comfortable and convenient getaway experience in the heart of Metro Manila. Once completed, Citadines Roces Quezon City holds the potential to establish the Ascott Limited within Quezon City, leading to growth opportunities and further brand awareness to the northern parts of the metro.

Yufin taps UBX to expand Merchants’ payment offerings.

UBX, the Philippines’ leading open finance platform, has entered into a strategic partnership with Yufin, the All-in-One Negosyo app that streamlines the business processes of micro, small, and medium enterprises (MSMEs).

Under the partnership, Yufin will leverage UBX’s technology to offer more digital payment options to small merchants, their shoppers, and suppliers as they venture into the digital economy. The partnership allows UBX to scale up its operations further to cater to a larger network of Filipinos.

10 Shopping Deals U Wouldn’t Want to Miss This September

Are you waiting for 10.10 deals to “check out” your cart? Good news! We have deals that you can take advantage of right now! Whether you’re looking to do some extra early Christmas shopping or simply want to treat yourself, you’ll surely enjoy these shopping offers with your UnionBank Credit Card.

Deal of the Day

10% off at Lazada every Friday: until December 29, 2023

Here’s another reason to love Fridays. Save 10% (up to P400) on your Lazada purchase every Friday from 12PM to 2PM for a minimum spend of P3,000.

10% discount at Shopee every Wednesday: until December 27, 2023

Home Credit PH recognizes 10-millionth customer, commemorates 10 years of being the Filipinos’ financial ally

To celebrate Isang Dekadang Saya of being the Filipinos’ financial ally, Home Credit Philippines (HCPH), the country’s leading consumer finance company, has recently recognized its ten-millionth customer, France Janina “Ica” Abion, at a grand event held in SM Novaliches. 

Ica, a 27-year-old mom and bank teller started her Home Credit journey in August this year. Recounting her experience, she revealed that at the time of purchase, she and her partner were looking for a smartphone that could meet her everyday work hustle at the Riverbanks Mall in Marikina City.  

UnionBank launches 3 new Bank-on-Wheels mobile kiosks with new, innovative features

Union Bank of the Philippines (UnionBank) continues its commitment to enhancing customer experiences with the launch of three new Bank-on-Wheels (BOW) mobile kiosks, each featuring innovative upgrades to serve clients better.

The new BOWs were unveiled during a lease contract signing ceremony between UnionBank and Aboitiz Foundation, Inc. (AFI), held last September 14 at the UnionBank Innovation Campus in San Pedro, Laguna. The contract allows UnionBank to use one electric vehicle owned by AFI as mobile banking kiosk.

UnionBank’s AI Solution Shines at the Asian Technology Excellence Awards

Digital Banking trailblazer UnionBank continues to lead the way in AI as it picks up another accolade for an AI-driven project at the prestigious Asian Technology Excellence Awards last September 18 at the Conrad Hotel in Bangkok.  “Leveraging AI for Operational Efficiency: Anti Money Laundering-Suspicious Transaction Report Alerts Prioritization & Auto-Disposition”  won the “Philippines Technology Excellence Award for AI – Banking”. 

This recognition comes at the heels of the Aboitiz Data Innovation organized first Philippine AI Summit (in May 2023) where UnionBank distinguished itself as a leader in how the banking industry could redefine the future with AI.

GCash offers all-in-one insurance platform as 56% of Filipinos seek access to affordable protection

Finance superapp GCash makes securing the future convenient and affordable through insurance products fit for different needs 

Filipinos understand that insurance products are valuable – most just find them expensive. 

In 2021, Bangko Sentral ng Pilipinas reported that only half of the Filipino population had some form of insurance. Of those who do not have insurance, 56% said it was not a priority at present due to inadequate funds, while 7% said they have not found the right product for them.

11 Places to Get Awesome Dining Deals with Your UnionBank Credit Card

Looking for places to eat with your family and friends without breaking the bank? With the holiday season fast approaching, here are 11 great deals for those back-to-back reunions that are bound to happen leading up to December. Whether you’re craving some comfort food or feeling fancy, your UnionBank Credit Card has got your back. 

1. 40% off at Spiral: until October 14, 2023

Two words: Cheese Room. And if by any chance you’re lactose-intolerant, you can still treat your palate to a trip around the world with global cuisines from Sofitel Manila’s flagship restaurant which proudly houses 21 dining ateliers. Come hungry, because you get 40% off on your lunch buffet from Monday to Saturday for a minimum of 2 and a maximum of 10 diners. 

Lifestyle Living, Culinary Excellence: A Sneak Peek into the Amenities of Lanson Place Mall of Asia

With its commitment to bringing the heart of Manila into its four walls, Lanson Place Mall of Asia introduces thoughtfully designed living areas that capture a panoramic view of the city, complemented by five dining venues with distinct gastronomical offerings.

In CYAN Modern Kitchen, an interactive open kitchen and Lanson's main restaurant, both Buffet and A La Carte menus pay homage to Filipino delicacies. Guests are invited to try the classic Eggs Benedict, which utilizes Malabar Spinach or alugbati and coconut aminos from local farms instead of imported spinach and balsamic glaze. This adds not only a local touch to a classic dish but also helps support agricultural suppliers in the area.

Painting Life with Data For A Better Tomorrow

Life colored by data 

We live in the data age where life is painted by information. Our society is powered and inspired by data sets that propel economies, explore possibilities, and change lives. And all of this happens both onscreen and off-screen. Data is king, and it brings new and contemporary delights and advancements with it. Most significant of its gifts is helping bridge the knowledge of ages ago to enrich our modern lives. Literally painting life powered by data with the brushstrokes of masters past.

UnionBank gets BSP nod, becomes first and only PH universal bank to offer mobile crypto trading

Proving its status anew as an industry trailblazer, Union Bank of the Philippines (UnionBank) recently achieved another first in the industry after securing a Certificate of Authority from the Bangko Sentral ng Pilipinas (BSP) to operate as a virtual asset service provider (VASP), making it the first and only universal bank in the Philippines to offer virtual asset exchange services. 

With the full VASP license from the BSP, the Bank can now extend virtual asset exchange services to a broader base of UnionBank customers through the award-winning UnionBank Online app. These virtual asset exchange services previously were accessible only to randomly selected users of the app through a limited virtual asset license. 

Introducing Shanti Condominium: A Paradigm Shift in Condo Living at Amiya Raya, San Mateo, Rizal

A groundbreaking evolution in condominium living has arrived with the launch of the Shanti Condominium at the prestigious Amiya Raya development in San Mateo, Rizal. It sets a new benchmark in luxury, lifestyle, and sustainability, offering residents a distinctive and holistic living experience that embraces tranquility and urban connectivity.

Nestled within the lush surroundings of Amiya Raya, Shanti sets itself apart by fostering a harmonious coexistence with nature while providing all the modern comforts and conveniences of urban living. The name "Shanti" is derived from the Sanskrit word for "peace," giving residents a respite from the daily grind of city life via panoramic views of the surrounding mountains, verdant landscapes, and the cityscape in the distance.

Tech trailblazer UnionBank is Asiamoney’s ‘BEST BANK FOR SMEs’

Digital banking leader Union Bank of the Philippines (UnionBank) has recently been awarded by Asiamoney as the "Best Bank for SMEs."

In a statement, Asiamoney lauds UnionBank's steadfast commitment to leveraging digital solutions to empower businesses of all sizes, which has earned it this esteemed recognition. 

The bank's mission revolves around the belief that with the right digital tools, any enterprise can build a more competitive, efficient, and sustainable business. 

The bank embarked on its digital transformation journey well before the onset of the global pandemic. Its groundbreaking ‘Tech Up Pilipinas’ platform was already making significant impact with the primary goal of harnessing the power of digital technology to expedite financial inclusion and cascade the benefits of economic growth throughout the Philippines. 

International and Local Bamboo Experts Speak on Sustainable Construction at Bamboost: Base Bamboo Forum this September

In celebration of National Bamboo Month, Base Bahay Foundation (Base), the global leader in bamboo-based research and technology and pioneer in Bamboo Construction, has assembled a respected lineup of international bamboo experts to speak on “Building with Bamboo: the Future of Sustainable Construction” at the second annual Bamboost, a bamboo forum slated on September 15 at the Loft at Manansala in Rockwell Center, Makati City.

Registration is now open for Bamboost which is free of charge for all professional architects, civil engineers, students, researchers, developers, and bamboo enthusiasts by clicking the online registration link posted on BASE social media accounts. As a program accredited by the Professional Regulations Commission (PRC), professional architects and civil engineers will earn 4.0 and 2.5 CPD units respectively towards their continued professional learning and development.   

Philippine Blockchain Week 2023 Unveils Flagship Events and New Headline Speakers

Philippine Blockchain Week (PBW), the leading blockchain conference in the Philippines, will run from September 19 to 21, 2023, at the Marriott Grand Ballroom, Newport World Resorts, Manila, Philippines. 

Launched in 2022, the first Philippine Blockchain Week attracted over 500 foreign participants, all eager to learn from industry thought leaders on all facets of  Web3 infrastructure, crypto, and more.

"Last year exceeded our expectations, proving strong appetite for blockchain education and collaboration,” said PBW convenor Donald Lim. “This year, we want to go bigger, showcasing more diverse use cases and inspiring more Filipinos to get involved in shaping the blockchain future."

SeekCap maintains uphill growth in 1H, raises the bar for MSME financing

SeekCap, an online lending marketplace built by UBX, the leading open finance platform in the Philippines, recorded a 50-percent surge in the volume of loans disbursed during the first half of 2023. 

As it further strengthened partnerships in the public and private sector to reach more micro, small and medium enterprises (MSMEs) that need access to business loans, SeekCap disbursed a total of P688 million in loans in the first six months of the year. 

This represents a 50-percent increase from the P459 million recorded the year prior. 

By raising the bar for loan services, SeekCap’s innovative approach to digital financial solutions and its commitment to empowering MSMEs are responsible for its continuing success. 

“Traditionally, MSMEs are the most disadvantaged when it comes to financing, because the stringent requirements of banks for loans are geared against them. A big part of our mission towards financial inclusion involves democratizing loans in their favor to create new opportunities for Filipinos everywhere and to contribute to overall economic development,” UBX President and CEO John Januszczak said.

Make the Best School Year Possible with Home Credit’s Sulit Study Laptops, Tablets

Get these amazing devices for your kids in low installment plans under PhP1,499 or PhP999 per month with 0% interest this back-to-school season! 

With the new school year ahead, parents, especially moms, are taking charge of preparing everything their kids will need to equip them with essential tools this back-to-school season. However, as we embrace the era of modern learning, where technology has taken center stage in driving students’ education, providing them with the right study devices is no longer a luxury but a necessity. 

Luckily, getting these devices does not require breaking the bank, as Home Credit is the key to availing these gadgets in low monthly installment plans with 0% interest. 

UnionBank and Jobstreet Tech-ing Up Talent Acquisition for MSMEs

In a bid to enable growth and new opportunities for Filipino entrepreneurs, UnionBank GlobalLinker, the digital platform of Union Bank of the Philippines (UnionBank) for micro, small, and medium enterprises (MSMEs), recently inked a partnership with online employment marketplace JobStreet by SEEK to help UnionBank GlobalLinker members attract the right talent for their business.

UnionBank GlobalLinker and Jobstreet signed a Memorandum of Agreement for the partnership wherein UnionBank GlobalLinker members can exclusively avail of two job postings for free on Jobstreet. Members must be new to JobStreet to avail of the offer.

JobStreet Philippines Country Manager Dannah Majarocon and UnionBank Senior Vice President and Institutional Segment Marketing Head Dino Velasco joined the ceremony as signatories.

With this new initiative, UnionBank GlobalLinker creates more value for its members. Aside from helping them establish an online presence to be competitive in the digital age, and allowing them to connect with potential customers, financiers, suppliers, partners, and service provides through its network of more than 350,000 members, the platform can now also give them a head start when looking for prospective employees.

Your UnionBank Mastercard may be the key to a brand-new BMW

Union Bank of the Philippines (UnionBank) Mastercard credit cardholders, this is for you! UnionBank has teamed up with BMW for a Mastercard-exclusive raffle that is sure to enhance your credit card usage.

Through this UnionBank Mastercard promo, cardholders can get a chance to drive home a brand-new 2023 BMW X1 simply by using their UnionBank Mastercard credit card!

Every P20,000 accumulated spend (from straight local or forex retail, bills payment, and installment transactions) earns five (5) raffle entries for a chance to win a brand-new 2023 BMW X1. Also, card transactions for grocery, gas, pharmacy, and utility bills have never been more rewarding, as cardholders can also win exciting eGCs through the promo’s official scratch game. Simply using their UnionBank Mastercard for every straight local or forex retail, bills payment, and installment transaction with a minimum amount spend of P200, gets cardholders an electronic scratch card for this game.

Moneybees Expands OTC Crypto Services through Tivoli Money Exchange’s New Branch at One Ayala

Aimed at making crypto buying and selling more accessible to Filipinos, Moneybees, leading over-the-counter cryptocurrency exchange platform, has reinforced efforts with its long-standing partnership with Tivoli Money Exchange through its recently opened branch at One Ayala.

Located at the corner of Ayala Avenue and EDSA in Makati, the new intermodal transportation hub is now home to Tivoli’s latest store. Tivoli One Ayala houses Moneybees’ competitive crypto services to cater to digital currency users of all backgrounds within the vicinity.

“Expanding our services to the new branch of Tivoli at One Ayala attempts to meet the increasing demand for convenient and reliable crypto exchange services in the country. Moneybees remains dedicated to offering transparent rates and expert support for a seamless and rewarding crypto trading experience as customer satisfaction and safety are at the core of our operations,” said Jay Villarante, Chairman and CEO of Moneybees Forex Corporation.

UnionBank voted "Most Recommended Retail Bank" anew

On the heels of bagging the top award of “Best Retail Bank in the Philippines” in Hanoi, Vietnam earlier this year, UnionBank was once again recognized for its excellence in retail financial services at the recently concluded The Asian Banker: Excellence in Retail Financial Services and Technology Innovation Philippines Awards 2023, held at Fairmont Makati in Makati City, Philippines, that also had UnionBank’s digital banking arm UnionDigital winning the "Best Digital-Only Bank" award.

UnionBank achieved this accolade through a comprehensive survey conducted between January and February 2023, which garnered feedback from over 1000 online consumers in the Philippines regarding their experiences and satisfaction levels with retail financial institutions.

UnionBank emerged as the standout fueled by an impressive BankQuality Consumer Score of 67%, the highest among all commercial banks, clinching the title of Most Recommended Retail Bank in the country. 

Security Bank empowers workforce with Darwinbox's mobile-first HR solution

Security Bank Corporation (PSE:SECB), a leading universal bank in the Philippines, has recently launched HeRO, powered by Darwinbox, as its Human Capital Management (HCM) platform. This elevates the employee experience of the Bank’s more than 7,000-strong workforce. The Bank has integrated its systems into one end-to-end HCM platform covering the entire employee lifecycle from hiring to retirement. Security Bank’s goal with the partnership is to provide employees with a mobile-first HR solution that is simple, progressive, and serves as a one-stop-shop tool for HCM data and service needs.

Need an additional P100k for school expenses? Here’s how to raise it

As some schools gear up to reopen, this means a fresh new year for students and an influx of fresh new expenses for parents, from transportation to school supplies to hefty tuition fees.

When added all up, the numbers may look overwhelming, but there are ways to stay on top of your child’s school expenses.  Assess how much you will need to set aside for the entire school year. That amount could range from as low as P50,000 to as high as P500,000 depending on where your child is studying plus the uniforms, school supplies, books and other things that your child may need. Once you have pegged that amount, you can start saving a portion of your income to contribute to the education fund.