Fiuu, the leading fintech platform in Southeast Asia, has identified top trends and predictions for digital payments in the Philippines.
2025 was a pivotal year for the industry in the Philippines. A series of long-anticipated developments came together within a short period of time: the entry of Apple Pay and Google Pay, the Bangko Sentral ng Pilipinas’ push for 24/7 real-time payment infrastructure, tighter anti-money laundering (AML) requirements, and regulatory guidance across the financial system.
Collectively, these shifts changed the role of digital payments in everyday commerce. What was once driven by convenience and incentives has become a necessity for both consumers and merchants. Seamless availability, strong security standards, and regulatory compliance are no longer differentiators. They are now baseline expectations.
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