That’s where Maya, the #1 Digital Bank in the Philippines, stands out. Instead of treating credit as a one-size-fits-all solution, Maya designs tools that adapt to your real life—whether you’re managing emergencies, covering essentials, or working toward long-term financial wellness.
Despite significant digital advancements, nearly half of Filipino adults remain unbanked, and 76% of loans still go to large corporations which leaves small business owners, informal workers, and rural communities underserved. While technology is no longer the barrier, trust, usability, and data that truly reflect the lived realities of Filipino borrowers remain lacking.
Artificial intelligence (AI) is helping to bridge this gap by leveraging alternative data, like utility payments, e-commerce activity, and social media behavior, to enable faster, smarter, and more inclusive credit assessments. Citing the Bangko Sentral ng Pilipinas (BSP), the Alliance for Financial Inclusion (AFI) highlights alternative data as a strategic priority in advancing financial access nationwide, and lending platforms like JuanHand are implementing this vision. It utilizes AI to expand access to credit for millions of Filipinos traditionally excluded from the formal financial system.
Recently launched, this collaboration offers Puregold customers nationwide an easy, convenient, and secure way of purchasing their groceries using Home Credit Card or Qwarta. In addition, they will get opportunities to participate in seasonal, brand specific, and other unique and exclusive deals.
Home Credit eligible customers can enjoy its back-to-school cash loan promo with just 1 minute processing time until August 31, 2023
With the new academic year just around the corner, most parents, especially moms, are gearing to ensure a smooth back-to-school season for their kids. This entails making sure that tuition fees and miscellaneous expenses are settled in time for the beginning of classes while providing everything they will need, including textbooks, pens, paper, uniforms, and even gadgets, to be equipped with the right tools for their school tasks.
Get iPhone 11 now via Home Credit’s 0% interest offer until September 30!
As smart buyers, it always pays to purchase anything ‘sulit,’ especially when it comes to the things we’ll use every day, like smartphones. These gadgets are critical to our everyday lives in the ‘always-on’ world, where people must stay connected with friends, family, and even colleagues, whenever and wherever they are.
But, nowadays, having a smartphone is more than just about staying connected. It’s more than just having the power to connect, and most certainly, there are more things that we need to consider in order for these trusty devices to be called a ‘sulit’ buy.
For iPhone users, one particular model is worthy of being called a ‘sulit’ phone—the iPhone 11. From its camera specs, and reliable performance, to high-res display and sleek design, this model has become a staple and proves to be a ‘sulit’ buy as it enables users to experience all that they need and deserve from an iPhone. Here’s why:
Home Credit Philippines, the shopping partner of every Filipino, is coming in hot with its big summer blowout! Products ranging from gadgets, cooling equipment, and home appliances are now made more accessible at 0% interest rates that will not just keep you cool, but your budget and wallets heat-free, too!
Make this summer the most fantastic and coolest one ever. Who says you have to go far this summer to please yourself, the family, and the barkada? Home Credit lists down some items that you definitely dasurv and will bring you a cool vibe this summer. Check these items below now!
