The holiday season is a joyful but costly time for Filipinos, with expenses piling up for Simbang Gabi, noche buena, and family reunions. For overseas foreign workers (OFWs) and freelancers, managing these costs is even tougher due to the financial strain of sending money home or receiving payments from abroad, where high fees and poor exchange rates can eat into their earnings. Wise, the global fintech company, offers some money-saving tips to help manage your finances better this holiday season.
