Spend Smart, Stress Less: Simplify your holiday spending

The holidays are a time to celebrate and give, but they can also get expensive and stressful if we’re not careful. To keep the season joyful (and budget-friendly), a few smart spending habits can go a long way. From setting a holiday budget and organizing your gift list, there’s a way to make the most of the season hassle-free while staying on top of your finances.

Set a budget (and your gift list!)

Setting a holiday budget can feel overwhelming—juggling gift lists, party expenses, and everything in between. The best place to start is knowing who you’re shopping for. Make a list of everyone you’d like to give a gift to and jot down a few budget-friendly ideas for each. Having a clear plan helps you avoid impulse buys and prioritize meaningful presents.

If you’re worried about sticking to your budget, PSBank Mobile app’s fund transfer fea

Embracing Digital Banking: The Shift Towards Cashless Transactions in the Philippines

Digital transactions in the Philippines have reached a new milestone, with the Bangko Sentral ng Pilipinas (BSP) reporting a rise in digital payment transactions from 42.1% in 2022 to 52.8% in 2023. This surge has exceeded the BSP's target of digitalizing 50% of payment volumes as part of its Digital Payments Transformation Roadmap 2018-2023.

The convenience and accessibility of mobile apps and online banking have made cashless transactions the preferred payment method for many Filipinos. According to a study, cash usage has declined to 87%, down from 96% in 2022, as consumer habits increasingly favor cashless payments.

However, this rapid shift towards digital banking brings its own set of challenges, particularly in the area of security.

Road trip this long weekend? Here are some tips to keep it hassle-free

With the long weekend coming up, many Filipinos are gearing up for a well-deserved break. Road trips are a popular choice during this time, especially to beach destinations as summer approaches.

Here are some tips to ensure your road trip is smooth sailing:

Plan your route.

Long weekends may involve road closures, maintenance, or construction, so it’s best to check the news for updates. Navigation apps will prove helpful during this time. The holiday rush may also affect traffic, so beat other travelers by leaving earlier, if possible.

Check your car.

A vehicle in top condition will be your best friend during a long journey. Ensure your tires are aligned and balanced, car fluids and battery are secure, and lights and turn signals work. Inspect your car before the trip to ensure everyone’s safety.

Instant Reloading of Autosweep and Easytrip Toll RFIDs is Now Available via PSBank Mobile!

PSBank made the instant and hassle-free reloading of Autosweep and Easytrip Toll RFIDs available via the PSBank Mobile App.

With the PSBank Mobile Toll RFID reload facility, PSBank customers will now be able to save time and breeze through tolls as with just a few taps, their Autosweep or Easytrip account will be reloaded immediately.

A fee of PhP10 will be deducted from the customer’s PSBank account when they make an Autosweep reload. For Easytrip reloads, the fee will be deducted from their Easytrip account.

Reloading Autosweep and Easytrip Toll RFIDs via PSBank Mobile is simple and easy.  Here’s how:

For more information on Toll RFIDs Reload via PSBank Mobile, visit www.psbank.com.ph