As the new year begins, many of us set resolutions, often watching them waver by February—but no judgment, we’ve all been there! While sticking to goals can be challenging, 2025 offers a fresh opportunity to take control, especially of our finances. Following the hectic holiday spending on gifts and celebrations, it’s clear how financial choices during this time affect Filipino households. To manage these expenses more effectively, borrowing for planned, purposeful needs can be a helpful strategy, but balancing it with mindful spending is key. JuanHand encourages Filipinos to reflect on their financial habits and take meaningful steps toward building a smarter, more secure financial future.
