BRIA Homes set to build more communities in Luzon, Visayas, and Mindanao

In the wake of its outstanding success in building affordable homes for all Filipinos, BRIA seems unstoppable as it expands its scope in more areas in Luzon, Visayas, and Mindanao.

To date, BRIA has over 50 projects in progressive towns and cities in the Philippines, luring aspiring homeowners—from young professionals to blue-collar workers—to its family-friendly communities.

Indeed, its winning formula, Affordability (Mura) + Quality (Dekalidad) = A Beautiful BRIA Home for Every Filipino, BRIA Homes has helped legions of ordinary Filipinos purchase their own well-designed homes at prices they can afford.

You can check out the secure and modern BRIA communities that have been built, or are being developed, in Luzon (Bataan, Tarlac, Pangasinan, Pampanga, Bulacan, Cavite, Laguna, Rizal, and Camarines Sur), in the Visayas (Samar, Leyte, and Negros Oriental), and in Mindanao (Misamis Oriental, Bukidnon, Davao Del Norte, Davao Del Sur, South Cotabato, and North Cotabato).

While you’re at it, have a glimpse of the lush, eco-friendly spaces and the recreational facilities—like basketball courts—that come with the territory. Homeowners’ safety and security are assured as all BRIA developments have perimeter fences, guarded entrances and exits, and 24/7 CCTV coverage.

BRIA projects also have close proximity to schools, churches, hospitals, and retail establishments. Its residents who opt to commute can use various modes of public transport, while motorists have access to major roads and highways.

If you like what you see, you will be pleased to know that you, as well as all hardworking Filipinos, can purchase your very own BRIA house and lot for as low as Php 1,897 per month, through flexible payment methods like bank-financing and Pag-IBIG funding. And to sweeten the pot, the fastest-growing mass-housing developer is resolute in meeting its completion targets for timely delivery of its homes to future residents.

Now choose from BRIA’s stylish and well-laid-out house and lot packages: Elena, a 22-square-meter unit on a 36-square-meter lot; Bettina, a 44-square-meter unit on a 36-square-meter lot; and Alecza, a 36-square-meter unit on an 81-square-meter lot. Or consider the compact 24-square-meter condo units that BRIA offers.

Soon, BRIA Homes will bring all these—affordability, quality, useful amenities, and ideal location—to more places in Luzon, Visayas, and Mindanao.

BRIA Homes is a subsidiary of GOLDEN BRIA Holdings, Inc., considered the third largest real estate company in terms of market capitalization valued at more than P200B. The fastest-growing mass housing developer in the Philippines, BRIA Homes is primed to bring affordable house-and-lot packages and condominium units closer to ordinary Filipino families. This is the goal that drives every single employee in the company, for which the ultimate fulfillment is seeing a client happily moving into Bria’s homes.

To know more about BRIA Homes, call (0966) 277 5944, like “Bria Official” on Facebook, and follow “@TheBriaOfficial” on Twitter and Instagram.

Bria Homes: Ang Pambansang Pabahay ng Pilipinas

Bria Homes embraces the new decade with a new claim “Bria Homes: Ang Pambansang Pabahay ng Pilipinas”. As fastest-growing mass housing developer in the Philippines, with over 50 projects nationwide, it aims to achieve greater goals of creating a holistic and national experience through the Bria Communities.

Being in the real estate industry for just 5 years, Bria Homes has already made its mark by providing quality and affordable homes in the lives of thousands of Filipinos.

Now, the remarkable housing brand is transitioning its message from providing needs, into materializing aspirations; and from providing just individuals and families, into focusing its services for nation-building. Bria Homes aim to become a symbol of a working Filipino’s success in life.

Nob Hill in Tagaytay Highlands: A Blend of Modernity and Nature

Tagaytay Highlands’ Nob Hill, a contemporary-themed community infused with nature-friendly living amenities, provides homeowners with a lush and serene haven without losing access to the convenient lifestyle the city has to offer.

Set against nature’s backdrop with an elevation of 250 to 256 meters above sea level, Nob Hill offers stunning views of the mystical Mt. Makiling and Mt. Maculot—and the rest of the Highlands. The elevation likewise enables Nob Hill residents to savor the cool mountain air in their cozy homes, thus providing homeowners a quick respite from the metro’s busy and hectic life. 

PSBank Holiday Schedules

Heads up to PSBank clients, this is inform you that all PSBank branches will be closed on December 24, 25, 30 & 31, 2019 and on January 1, 2020.  Meanwhile, all our 557 ATMs, PSBank Mobile, and PSBank Online (Internet banking) facilities will be available for your banking needs.

Details of the bank holiday are as follows:

Amaia set to launch new condominium development in the heart of Quezon City

For many Filipino urbanites, living in Quezon City, the largest in Metro Manila in terms of population and land area, has its perks. For one, this expansive city boasts of a Central Business District that offers bright opportunities for employment and business. It is also home to prime residential estates, the finest schools and universities, popular restaurant and bar strips, cavernous shopping malls, and the country’s top broadcasting networks.

PSBank: Keep hackers away this Christmas

As the holiday season draws near, Filipinos are expected to once again spend more money as they buy presents and prepare for their get-togethers and celebrations. This culture of gift giving has always fueled one of the happiest peaks of the year, and has undoubtedly carved its way into the hearts of many families, loved ones, and friends. However, with the rising number of purchases and transactions, the holiday season has also become a prime time for criminals to do their worst.

Just this August, the government signed Republic Act No. 11449 into law, proclaiming that bank hacking is now a heinous crime punishable by life imprisonment, with a fine of up to PhP 5 million. In support of this act, PSBank shares timely tips to ensure that your hard-earned funds are always well protected.

For Home Credit, being good at budgeting is as easy as Juan, Two, Three

Imagine a world where everyone is empowered to handle their finances. Here, people from different walks of life know how to make informed financial choices, whether it be on budgeting, saving, or borrowing. Even complex financial concepts such as “compound interest” are understood by many.

This world was the exact vision brought by Prague-based consumer finance company Home Credit when it first started its operations in the Philippines five years ago. Though this may seem far-fetched, given the latest figures from the Bangko Sentral ng Pilipinas (BSP) for 2017 stating that 77 percent of Filipino adults remain unbanked and 52 percent are unable to allocate money for savings, Home Credit Philippines (HCPH) made it its mission to bridge the gap in making more Filipinos included in the financial system. The company provides in-store loans to customers with minimal requirements, requiring only two (2) valid IDs, and offers other financial products such as cash loans and credit cards.

According to its Chief Marketing and Customer Experience Officer Franchette Cardona, Home Credit’s commitment to financial inclusion doesn’t stop at providing loans to the underserved. “Financial Literacy is our number one advocacy. Since many of our customers are first-time borrowers, we want them to be ready for the responsibility of having a loan.”

That’s why in 2016, Home Credit officially launched its flagship campaign “Juan, Two, Three”, which focuses on teaching the basics of budgeting and saving to different communities all over the country. Through the use of creative approaches like games and comic books, the campaign equips Home Credit customers and the public with the know-hows in handling financial tools.

Understanding budgeting

Most people would think that financial basics such as budgeting and saving are common knowledge nowadays—especially with the presence of technology, making financial information and services easily accessible.

Unfortunately, this isn’t the case with 21 percent of the 52.8 million adults in the country who do not have formal bank accounts because of their perceived lack of need for them. BSP’s 2017 Financial Inclusion Report also states that 10 percent do not have proper knowledge of how to open an account, while 8 percent have a lack of awareness about it.

On top of that, many Filipinos still often find the term “budget” as intimidating—associating it with being time-consuming, boring, and restrictive. Some even think one has to be good at math to be great at budgeting.

This gap in financial knowledge was something Juan, Two, Three was successful in identifying. “We’ve talked to farmers, students, teachers, even soldiers, and a lot of them have said that they didn’t understand the importance of keeping their money on formal bank accounts before.

Others simply needed some extra guidance on how to start saving. You’d think these are things that most people would know already too,” Cardona shares.

For this very reason, the financial literacy campaign focused on creating learning materials and modules centered on the fundamental concepts and real-life applications of budgeting and saving.

“We want people to understand the importance of budgeting and having savings kept away. Our goal is to make them realize that handling finances can be enjoyable, flexible, and done in just a few minutes,” says Cardona.

Viewing loans and credit in a new light

Apart from budgeting and saving, Juan, Two, Three also touches on the topic of borrowing, which is largely anchored on Home Credit’s core business of providing financing services to customers who are often first-time borrowers.

“Since we offer loans, it’s important for us to also inform people, especially our customers, about the key principles of safe and responsible borrowing. Part of our financial literacy campaign is transforming the way people look at borrowing by teaching them how to properly manage their loans and maintain good credit score,” says Cardona, referring to the misconceptions usually attached to borrowing.

“Having the flexibility to buy the things you need, when you need it is a good thing. Making late payments, however, can negatively affect your credit score—making it more difficult to get loans and credit in the future,” Cardona adds. “We make sure people know both the benefits and risks associated with borrowing for them to have better financial decisions.”

Scaling up financial literacy

As part of its efforts in expanding its reach, Juan, Two, Three continues to build and strengthen its partnerships with both public and private institutions. Its long-term partnership with the DSWD’s Pantawid Pamilyang Pilipino Program has allowed the campaign to reach more than 16,000 people and 175 communities all over the country.

The campaign also started partnering with other stakeholders. This year, the Juan, Two, Three campaign joined Credit Information Corporation and BSP in the first ever Kapihan sa Manila Bay on financial literacy to support the government’s drive to promote financial inclusion in the country. It also visited farmers and major rice industry players in the recently concluded 9th National Rice Technology Forum in Mindoro.

The impact it has brought on the communities it has visited has earned Juan, Two, Three the 2018 Silver Stevie Award and 2019 Bronze Stevie Award for Innovation in Community Relations or Public Service Communications. The Stevie Awards is a premier award-giving body that recognizes outstanding organizations that make positive contributions in the industry.

“Our goal is to fill in the gap where financial education is needed. Right now, our main focus is to educate as many as we can and help them learn the basics so they can feel more empowered in handling their money. We’re also hoping that we encourage these people to become future Financial Literacy Ambassadors too so they can help educate more. These are

small steps, but if we want to achieve something bigger, we have to start with these,” closes Cardona.